Represented Employees

Hired on the Effective Date of the 2002 Agreement

Pension Plan
Normal Retirement Benefit (NRB)	Accrued Benefit as of closing date under Boeing formula (rolled up with earnings escalator) plus future service benefit under Chem-tronics formula
Benefit Formula	.75% x FAE x SVC plus .60% x [FAE - CC] x SVC (Max 35 yrs)
Earnings Definition	Base Pay Only
Early Retirement (ER)	Accrued benefit under Boeing plan subject to Boeing ER factors. Future service benefit -Chem-tronics plan payable at age 55 with 10 years of service, reduced 6% per year from age 65 to early retirement
Payout Options	Annuity only for Boeing benefit; lump sum or annuity for Chem-tronics benefit
Savings / 401(k) Plan
Employer Match	50% of employee deferrals (maximum 8%) for maximum match of 4% of salary
Medical (Active and pre-65 Retirees)
Plan Design	Refer to Plan Summary
Employee Cost	18% of the monthly premium
Contribution to FSA	$100 annual minimum / $5,000 annual maximum
		PPO Plan Enrollees	%
Year one contribution for EE Only		$60.23	18%
Year one contribution for EE+Children		$114.44	18%
Year one contribution for EE+Spouse		$126.48	18%
		PPO Plan Enrollees	%
Year one contribution for EE+Family		$186.71	18%
Dental (Active and pre-65 Retirees)
Plan Design	Refer to Plan Summary
Employee Cost	18% of the monthly premium
Vision (Active and pre-65 Retirees)
Plan Design	Refer to Plan Summary
Employee Cost	50% of the monthly premium (same as Chem-tronics percentage)
Ancillary Benefits
Company Paid Life Insurance	1 x Base Annual Earnings
Optional Life Insurance	Up to $1,000,000 (employee paid)
Company Paid Short Term Disability	66-2/3% Base Annual Earnings (w/offsets ie, workers’ compensation, federal/state disability)
Company Paid Long Term Disability	66-2/3% Base Annual Earnings (w/offsets ie, workers’ compensation, federal/state disability)

Represented Employees (Active)

Hired After the Effective Date of the 2002 Agreement

Savings / 401(k) Plan
Employer Match	50% of employee deferrals (maximum 8%) for maximum match of 4% of salary
Medical (Active and pre-65 Retirees)
Plan Design	Refer to Plan Summary
Employee Cost	18% of the monthly premium
Contribution to FSA	$100 annual minimum / $5,000 annual maximum
		PPO Plan Enrollees	%
Year one contribution for EE Only		$60.23	18%
Year one contribution for EE+Children		$114.44	18%
Year one contribution for EE + Spouse		$126.48	18%
Year one contribution for EE + Family		$186.71	18%
Dental (Active and pre-65 Retirees)
Plan Design	Refer to Plan Summary
Employee Cost	18% of the monthly premium
Vision (Active and pre-65 Retirees)
Plan Design	Refer to Plan Summary
Employee Cost	50% of the monthly premium (same as Chem-tronics percentage)
Ancillary Benefits
Company Paid Life Insurance	1 x Base Annual Earnings
Optional Life Ins.	Up to $1,000,000 (employee paid)
Company Paid Short Term Disability	66-2/3% Base Annual Earnings (w/offsets ie, workers’ compensation, federal/state disability)
Company Paid Long Term Disability	66-2/3% Base Annual Earnings (w/offsets ie, workers’ compensation, federal/state disability)

PPO BENEFITS AT A GLANCE – HIGHMARK BC/BS

Plan Basics	In Network	Out-of-Network
Deductible § Individual § Family – maximum of 2 times individual deductible	$100	$250
Annual Out-of-Pocket (OOP) maximum (does not include deductible) § Individual § Family – maximum of 2 times individual deductible	$1,000	$2,000
Outpatient Care
Surgery/Diagnostics Tests/X-Rays If treatment is sought at an in-network facility, benefits will be covered at the in-network level for radiologist/pathologist/ anesthesiologist.	90%*	70%*
Physician Office Visits	$15 copay	70%*
Inpatient Care
Hospital Room & Board Physician Services	90%* 90%*	70%* 70%*
Emergency Care
Emergency Room (waived if admitted) Benefits will be reduced if services are received for a non emergency	$50 copay	$50 copay
Ambulance or other emergency related charges	90%*	70%*

*After deductible

Mental Health/Chemical Dependency
Inpatient -30 day annual maximum, only 2 chemical dependency treatments per lifetime · Hospital Room & Board · Diagnostic Tests/X-Rays/Physician Services · Physician Services Outpatient · Physician Office Visit	90%* 90%* 90%* $15 copay	70%* 70%* 70%* 70%*
Other
Home Health Care/Private Duty Nursing - $10,000 annual max Hospice	90%* 90%*	70%* 70%*
TMJ - $5,000 lifetime maximum	90%*	70%*
Maternity · Initial Visit · Pre-Natal/Delivery/Post-Natal Visits/Hospital Services	$15 copay 90%*	70%* 70%*
Therapy 20 visit annual maximum · Occupational/Physical Therapy · Speech Therapy · Chiropractic Care (20 visit annual limit)	$15 copay $15 copay $15 copay	70%* 70%* 70%*
Pharmacy Benefits
Retail Generic (mandatory generic) Brand	$10 copay $20 copay	70% 70%
Mail Order (30 day supply) Generic Brand	$20 copay $40 copay	N/A N/A

*After deductible

DENTAL BENEFITS AT A GLANCE

Annual Deductible · Individual · Family	$ 50 $150
Annual Benefit Maximum per Individual	$1,250
Coinsurance: § Preventive § Basic § Major	100% 80% 50%
Orthodontia: § Coinsurance § Lifetime Maximum	50% $1,250

VISION BENEFITS AT A GLANCE

Plan Basics	In-Network	Out-of-Network
Eye Examination, Annually	100% after $15 copay	Up to $43 reimbursement
Eyeglass Lenses, Annually	100% after $10 copay	Up to $35/single vision Up to $51/bifocal Up to $68/trifocal Up to $80/lenticular
Frames, once every two years * Up to covered allowance, approx $120 retail	100% after $10 copay	Up to $45
Plan Basics	In-Network	Out-of-Network
Elective Contact Lenses (In lieu of frames and lenses)	$20 copay; max benefit $105	Up to $105
Medically Necessary Contact Lenses	$20 copay; max benefit	Up to $210
Discounts · 20% off of non-covered complete pairs of prescription glasses when provided by an in-network provider · 15% Discount off the doctor’s professional services when buying contact lenses